πŸ‡ͺπŸ‡Ί An Official Body of the European Union Contact Us
Accessibility
Risk & Data

Risk Analysis & Supervisory Data

EUFTAC's evidence base β€” risk dashboards, supervisory transparency data, the interactive rulebook, and open data tools.

Updated Q2 2026

Risk Dashboard

The EUFTAC Risk Dashboard provides a quarterly snapshot of systemic risk across the EU financial system, drawing on supervisory and market data from all 27 member states.

Full report
Systemic Risk
Elevated
Driven by CRE exposures and cyber concentration
Liquidity Risk
Moderate
LCR ratios stable; funding concentration improving
Credit Risk
Contained
NPL ratio at 1.8%, below 5-year average
Operational Risk
Elevated
AI-enabled cyber threat index up 42% YoY

Key Risk Indicators β€” Q2 2026

Indicator Q2 2026 Q1 2026 Q2 2025 Trend Assessment
CET1 Capital Ratio (avg., significant institutions) 15.8% 15.6% 15.1% ↑ Low
NPL Ratio (significant institutions) 1.8% 1.9% 2.1% ↓ Low
Liquidity Coverage Ratio (avg.) 168% 171% 175% ↓ Medium
Return on Equity (avg.) 9.4% 9.1% 8.7% ↑ Low
Cyber Incident Index (EUFTAC, 2019=100) 218 196 153 ↑↑ High
CRE Loan-to-Value ratio (avg.) 72% 70% 65% ↑ Elevated
Data as at 30 June 2026. Sources: NCAs, ECB, ESRB, EUFTAC proprietary models. Methodological notes β†’
Online Tool

Interactive Single Rulebook

The EUFTAC Interactive Rulebook provides consolidated, searchable access to all EU financial services legislation, regulatory technical standards, guidelines, and Q&A β€” in one place.

πŸ“– Search all EU financial services law… [Demo]
4,200+
Q&A entries
340
Regulatory instruments
Open Rulebook
Data Tools

Supervisory Data & Registers

🏦

Register of Institutions

Searchable register of all licensed credit institutions, investment firms, payment institutions, and CASPs across the EU/EEA. Updated daily from NCA submissions.

Search register
πŸ“Š

Transparency Data Portal

Pillar III disclosure data from significant and less significant institutions, remuneration benchmarking reports, and country-by-country reporting aggregates.

Explore data
πŸ”Œ

Open Data API

Machine-readable access to EUFTAC supervisory data, register entries, risk indicators, and publication metadata. REST API with OAuth 2.0 authentication.

API documentation