🏛️
Banking Supervision
Convergence of supervisory practices, capital requirements monitoring, and systemic risk assessment across EU credit institutions and investment firms.
Learn more📈
Capital Markets
Market surveillance, short-selling coordination, market abuse prevention, and transparency requirements for securities and derivatives markets.
Learn more🛡️
Insurance & Pensions
Solvency II oversight, pension fund governance, and cross-border insurance distribution supervision across the EEA.
Learn more💻
FinTech & Digital Finance
MiCA implementation, DLT pilot regime oversight, AI model risk in financial services, and digital operational resilience (DORA).
Learn more🔍
Anti-Money Laundering
Coordination of AML/CFT supervisory colleges, suspicious transaction analysis, and implementation of the EU AML Authority (AMLA) transition.
Learn more🌍
Sustainable Finance
SFDR disclosure oversight, EU Taxonomy alignment monitoring, climate risk stress testing, and green bond standard implementation.
Learn more
Open for Response
Active Consultations
EUFTAC actively seeks input from industry, civil society, and academics. Consultation papers are open for a minimum of three months.
Consultation Paper
Open
Deadline: 15 Oct 2026
CP/2026/14 — Draft Guidelines on internal governance arrangements under CRD VI, Article 74
Revised requirements for management body diversity, risk appetite frameworks, remuneration benchmarking, and third-country branch governance under the updated Capital Requirements Directive. 78 questions for public response.
Draft RTS
Open
Deadline: 30 Sep 2026
CP/2026/11 — RTS on ESG risk factors in credit institutions' lending standards (CRR3)
Technical standards defining how environmental, social and governance transition risks must be integrated into creditworthiness assessments, loan origination standards, and portfolio management under Article 458a CRR3.
Opinion
Open
Deadline: 22 Sep 2026
CP/2026/09 — Opinion on cryptoasset market integrity under MiCA Title VI
EUFTAC seeks views on supervisory expectations for market manipulation surveillance systems deployed by Crypto-Asset Service Providers and trading platforms under Articles 90–93 MiCA.
Closed consultations: Summaries of feedback received and EUFTAC's responses are published within 6 months of the consultation closure.
View closed consultations →
EU-Wide Stress Tests
EUFTAC conducts biennial EU-wide stress tests on banks and insurers in coordination with the ECB, EBA, and EIOPA, assessing resilience against adverse macroeconomic scenarios.
2026 Banking Sector Stress Test
Covers 58 banks representing 75% of EU banking sector assets. Adverse scenario includes 3-year recession, +350bps rate shock, and commercial real estate correction of 40%.
Results expected: Q4 2026
Participating institutions: 58 banks across 17 member states
2024 Banking Stress Test Results
EU banking system demonstrated resilience with average CET1 capital depletion of 380bps in the adverse scenario, well above minimum thresholds. Full results published July 2024.
Download resultsClimate Risk Stress Test 2026
First EU-wide climate scenario analysis covering transition and physical risk impacts on banks' credit portfolios across 2026–2050 horizon under NGFS scenarios.
MethodologyPeer Reviews
EUFTAC's peer review programme assesses how national competent authorities apply EU law in practice, driving genuine supervisory convergence across member states.
Enforcement Actions
Where national authorities fail to correctly apply EU law, EUFTAC can initiate breach of Union law proceedings and, in exceptional cases, act directly.
3
Active Article 17 proceedings
12
Completed proceedings since 2019
100%
Remediation compliance rate
Active EBL/2026/003 — Failure to apply DORA requirements (NCA: undisclosed)
Active EBL/2026/001 — Incorrect transposition of CRD VI remuneration provisions
Closed EBL/2025/007 — MCD mortgage arrears supervision failure